AHMSI - American Home Mortgage Short Sale Approval Letter Skyline Plaza HAFA Real Estate Specialist Agent Virginia & Maryland

AHMSI - American Home Mortgage Short Sale Approval Letter Real Estate Specialist Agent Virginia & Maryland - HAFA Short Sale

3701 South George Mason Drive Falls Church Virginia 22041 - 2bd/2ba  - $220,000
We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.
We just got this short sale approved. The seller was forgiven over 200k!!

To find out when your home will be an asset again visit:
www.1245shortsale.com

For Short Sale FAQ's visit:
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage, lot of debt

List Date: 02/21/2012
Approval Date: 5/11/2012
Close Date: 5/30/2012

Result: Full deficiency waiver for our seller.

AHMSI American Home Mortgage, this short sale was rather easy.  It was a HAFA short sale and as you can see it only took 80 days to get the approval letter. Through the HAFA program they forgive the entire deficiency which was over 200k for our seller and they actually paid my seller $3,000 to do the short sale!  To find out if you are eligible for a HAFA short sale email me

If you would like for us to refer you to a tax professional with short sale experience, conact us at Nate@1245team.com

If you have any questions concerning AHMSI American Home Mortgage HAFA Short Sales Contact Us. We have a proven record with AHMSI American Home Mortgage (Preforeclosure) Short Sales. We can help you with AHMSI American Home Mortgage HAFA Short Sale in Virginia & Maryland.

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Bank of America BOA / Citi Short Sale Approval Letter in Fairfax, VA Penderbrook

Bank of America BOA Citi Mortgage Short Sale Approval Letter Penderbrook Oxford House Real Estate Agent Fairfax Virginia

12010 Ridge Knoll Dr, Fairfax, VA 22033 - 2bd/2ba - $220,000
We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved. The seller was forgiven over 85k
For Short Sale FAQ's visit:
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage, place was to small, paying more in mortgage then they would if they were to rent the same place.

List Date: 02/21/2012
Approval Date: 2/28/2012
Close Date: 4/30/2012

Result: Full deficiency waiver for our seller.

This was an easy short sale with BOA and Citi :)  As you can see this took 2 months from contract to close!  that means we got the approval in 30 days which is really fast.  Typically our short sales are closing in 90 days but the seller was happy with 60!  The seller was forgiven over 85k and does not have to pay the bank back.

If you would like for us to refer you to a tax professional with short sale experience, conact us at Nate@1245team.com

If you have any questions concerning BOA Bank of America or Citi Mortgage Short Sales Contact Us. We have a proven record with BOA Bank of America, Citi Mortgage(Preforeclosure) Short Sales. We can help you with BOA Bank of America Citi Mortgage Short Sale in Virginia & Maryland.

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Bank of America BOA Short Sale Approval Letter Penderbrook Square Real Estate Agent Fairfax Virginia

Bank of America BOA Short Sale Approval Letter Penderbrook Square Real Estate Agent Fairfax Virginia

3909 Penderview Drive - 2bd/1ba -$155,000
We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved. The seller was forgiven over 100k
For Short Sale FAQ's visit:
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage, place was to small, going through a divorce

List Date: 07/21/2011
Approval Date: 2/29/2012
Close Date: 3/30/2012

Result: Full deficiency waiver for our seller.

This short sale was tricky and took longer than normal.  First the place sat on the market for 3 months before we got a contract.  This was because the condo was outdated and every other condo in the compolex was fully updated. So after dropping the price we finally got a buyer at $155,000.  BOA uses Equator for their short sales and this process usually completes in 90 days.  But our negotiator was terrible and grossly messed up our file and delayed it.  We lost the first buyer but found another buyer right away and were able to close in 2 months.  Total time from the first contract to approval was 5 months.  So a little bit longer than normal. When we got the 2nd buyer I met with BOA executives at conference and had them escalate the file and get us a new negotiator ASAP. I was shocked, within 2 weeks we had the approval.  Our sellers were forgiven over 100k and do not have to pay it back.

If you would like for us to refer you to a tax professional with short sale experience, conact us at Nate@1245team.com

If you have any questions concerning BOA Bank of America Short Sales Contact Us. We have a proven record with BOA Bank of America (Preforeclosure) Short Sales. We can help you with BOA Bank of America Short Sale in Virginia & Maryland.

See the Approval letter here

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Seterus / First Tennessee / First Horizon Metlife Short Sale Approval Letter - 21417 Humbolt Sq, Ashburn, VA

21417 Humbolt Sq, Ashburn, VA 20147- Semi Detached Home 4bd/3ba - $389,000
Seterus / First Tennessee / First Horizon / Metlife Short Sale Approval Letter 

We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved in 97 days from contract. The seller was forgiven over 75k
For Short Sale FAQ's visit:
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage, place was to small

List Date: 10/11/2011
Contract Date: 10/24/2011
Approval Date: 1/31/2012
Close Date: 2/24/2012

Result: Full deficiency waiver for our seller.

This was our first short sale where the 1st loan was not short, but the 2nd loan was.  This means that the proceeds from the sale paid off the entire 1st loan.  So we only had to negotiate with the 2nd loan. The 2nd loan actually got paid more than the typical 10% of the loan balance because there was so money left over after paying off the 1st loan.  In the end our sellers only had to contribute $5,000 cash contribution to make $75,000 in mortgage lien be forgiven.  Not a bad deal :)  It took a little bit of back and forth with the 2nd loan until we came to these numbers but everyone was happy.

If you would like for us to refer you to a tax professional with short sale experience, conact us at Nate@1245team.com

If you have any questions concerning Seterus / First Tennessee / First Horizon Short Sales Contact Us. We have a proven record with Seterus / First Tennessee / First Horizon (Preforeclosure) Short Sales. We can help you with Seterus / First Tennessee / First Horizon Short Sale in Virginia & Maryland.

See the Approval letter here

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12937 Centre Park Circle BOA Bank of America Short Sale Approval Letter Bryson Condos in Herndon, VA

12937 Centre Park Circle, Herndon, VA 20171 - Bryson Condo 1bd/1ba - $160,000
BOA - Bank of America

We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved in 34 days from contract. The seller was forgiven over 100k
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage, lost job

List Date: 12/23/2011
Contract Date: 12/26/2011
Approval Date: 1/30/2012
Close Date: 2/08/2012

Result: Full deficiency waiver for our seller.

This was our quickest and easiest BOA Bank of America short sale. It took only 34 days to get the approval letter and the seller was forgiven over 100k and does not have to pay anything back. Every BOA file is different.  We have another one right now that is taking 80+ days but should be approved soon.  But we have closed every BOA Bank of America short sale we have had!

If you would like a referral to a tax professional with short sale experience, contact us at Nate@1245team.com

If you have any questions concerning BOA - Bank of America Short Sales Contact Us. We have a proven record with BOA - Bank of America  (Preforeclosure) Short Sales. We can help you with BOA - Bank of America Short Sale in Virginia & Maryland.

See the Approval letter here

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Indymac - Service Link / SLS Specialized Loan Service Short Sale Approval Letter - Penderbrook Square, Fairfax, VA

12163 Penderview Terrace, Fairfax, VA 22033 - Penderbrook Square 1bd/1ba - $146,000
Indymac - Service Link / SLS Specialized Loan Service

We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved in 115 days from contract.  The seller was forgiven over 100k. For Short Sale FAQ's visit:
http://www.my1245shortsale.com/

Quick Facts


Hardship: Upside Down on the mortgage, outgrew the condo

List Date: 10/06/2011
Contract Date: 10/10/2011
Approval Date: 1st loan - 1/17/2012 & 2nd loan 1/31/2012
Close Date: 2/08/2012

Result: Full deficiency waiver for our seller.

This one was one of our more difficult short sales.  That only means it took it a little bit longer to get what we wanted.  Indymacs servicer Service link kept wanting alot more money than the property was worth.  We had to dispute the BPO with Fannie Mae.  This took some time, but we finally got the number to where we needed it.  SLS Specialized Loan Service intially wanted a larger payout to forgive the debt but after a few rounds of negotiations we got them to accept 10% of the loan balance. Our seller only had to give them a cash contribution of $2,240 because Indymac paid the rest.

If you have any questions concerning Indymac - Service Link / SLS Specialized Loan Service Short Sales Contact Us. We have a proven record with Indymac - Service Link / SLS Specialized Loan Service (Preforeclosure) Short Sales. We can help you with Indymac - Service Link / SLS Specialized Loan Service Short Sale in Virginia & Maryland.



See the Approval letter for 1st Loan

2nd loan approval letter

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VHDA Short Sale Approval Cheshire Ridge Cir Townes at Compton Farm Manassas, VA

9786 Cheshire Ridge Cir, Manassas, VA 20110 - 4bd/3ba Townhome. $235,000
VHDA Loan

We continue to be 100% in completing short sales for our sellers. Its important you hire a short sale specialist with experience with your bank.

We just got this short sale approved in 42 days from contract!! The seller was forgiven over 100k
http://www.my1245shortsale.com/

Quick Facts

Hardship: Upside Down on the mortgage and going through a divorce

List Date: 11/08/2011
Contract Date: 11/28/2011
Approval Date: 1/09/2012
Close Date: 2/13/2012

Result: Full deficiency waiver for our seller.

VHDA is different than most banks.  They are not reimbursed from the government after completing the short sale. They take the entire hit themselves. Because of this they fight a little bit harder on the short sale.  You have to have a good hardship, otherwise they will want more money from you.  In this case the sellers were going through a divorce and kids were involved.  They granted our sellers full deficiency waiver. They only had to bring to closing $5,000 cash contribution to be forgiven over $100k.  They did elect however to do a promissory note for $5,000 because they did not have cash on hand.

If you have any questions concerning VHDA Short Sales Contact Us. We have a proven record with VHDA Mortgage  (Preforeclosure) Short Sales. We can help you with VHDA Short Sale in Virginia & Maryland.

See the Approval Letter Here

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Bank of America BOA Short Sale - Penderbrook Square 3918 Penderview Drive Fairfax

3918 Penderview Drive, Fairfax, VA 22033  -  Penderbrook Square - 1 bedroom condo. $143,000
Bank of America BOA

We are now 27 for 27 in successfully completing short sales for our sellers.
We just got this short sale approved in 36 days from contract!!  The seller was forgiven over 100k
http://www.my1245shortsale.com/

Quick Facts

Hardship: To Much Debt, Loss of renter, Upside Down on the mortgage

List Date: 9/1/2011 
Contract Date: 9/2/2011
Approval Date: 10/08/2011
Close Date: 11/10/11
Result: Full deficiency waiver for our seller.

BOA short sale. Bank of America was very quick and we had no issues.  They did initially send us an approval letter with the seller having to pay the bank back over 100k  but we negotiated and are having our seller contribute $1,300 to be forgiven and not pay the bank back!

If you have any questions concerning BOA Bank of America Short Sales Contact Us. We have a proven record with BOA Bank of America (Preforeclosure) Short Sales. We can help you with BOA Bank of America Short Sale in Virginia & Maryland.

We will be posting testimonial and the approval letter shortly

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Short Sale Approval Letters

My1245ShortSale.com

Check out some of our short sale letters below. We have successfully negotiated 19 of 19 short sales since last year! It is a very difficult and stressful time for these owners and once the process is all done, it is such a joy and relief for them to be done with it. It makes all the hard work and 3-5 months it takes to get them closed, worth it for us.

Short Sale Condo Sold -Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Citi Bank
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold -Wells Fargo
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold -Citi Bank

*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold - Bank of America

*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Chase

*Did not have to pay the bank back - Approval Letter Here


Short Sale Condo Sold -Chase
*Did not have to pay the bank back - Approval Letter Here


Short Sale Condo Sold -Bank of America
*Did not have to pay the bank back - Approval Letter Here

Short Sale Sold -Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Sold -Citi
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Bank of America
*Did not have to pay the bank back - Approval Letter Here

Short Sale Single Family Home Sold-PHH Mortgage
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold-EMC Mortgage Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Metlife Home Loans
*Did not have to pay the bank back - Approval Letter Here

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