Short Sales! Short Sales! Short Sales!

Our team is moving along really fast with our current short sales. If you recall by reading our blog, the first 30 days are really critical in hopes that we can get the approval letter in less than 90 days.

We have a Cenlar / Bayview / Fidelty & Trust / everyone owns this loan! short sale that we got the packet received, negotiator assigned and BPO done in less than 7 days!!  That is our fastest one yet.  We hope to have approval on this one in less than 60 days!

We have 3 short sales starting the begining of July and 3-4 starting in August. We should also have 3 more closed in July and we are working on 5 short sales right now.  We are also working with 2 couples who are able to buy a new bigger home and then short sale their current home. 

All of our short sales so far are being forgiven the deficiency and none of our sellers have been foreclosed on!

Short sales are tricky and you want the BEST representing you throughout this process. If you have any questions about short sales, please read our FAQ's section and then setup a time to chat with us on the phone. 

Short Sale Approval Letters


Check out some of our short sale letters below. We have successfully negotiated 19 of 19 short sales since last year! It is a very difficult and stressful time for these owners and once the process is all done, it is such a joy and relief for them to be done with it. It makes all the hard work and 3-5 months it takes to get them closed, worth it for us.


Short Sale Condo Sold -Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Citi Bank
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold -Wells Fargo
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold -Citi Bank
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold - Bank of America
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Chase
*Did not have to pay the bank back - Approval Letter Here


Short Sale Condo Sold -Chase
*Did not have to pay the bank back - Approval Letter Here


Short Sale Condo Sold -Bank of America
*Did not have to pay the bank back - Approval Letter Here

Short Sale Sold -Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Sold -Citi
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Bank of America
*Did not have to pay the bank back - Approval Letter Here

Short Sale Single Family Home Sold-PHH Mortgage
*Did not have to pay the bank back - Approval Letter Here

Short Sale Townhome Sold-EMC Mortgage Chase
*Did not have to pay the bank back - Approval Letter Here

Short Sale Condo Sold -Metlife Home Loans
*Did not have to pay the bank back - Approval Letter Here

Recent Short Sale Testimonial

Erik & Liana outgrew their townhome and wanted to buy a bigger home. They were able to buy a single family home and then short sale their townhome that was over 100k upside down.  They were very happy once the short sale finalized.



It's A Business Decision

In the last 2 months for Fairfax County and Arlington.  The banks have made 265 business decisions.  265 properties have been short sold. 

Why is this a business decision for them?

If the banks let these homes go to foreclosure and not accept the short sale, they will end up losing thousands of dollars more.  So a short sale is a business decision for them.

Why is this a business decision for you?

If you keep your property that is upside down, you will be wasting away your savings, not building equity, stuck in a home that you might not want to be in for the next 10-15 years and losing alot of money.  So you need to think like the banks and make a business decision. 

I had to ask myself before doing my short sale on my investment condo,  Can I keep losing 5k a year for the next 10 years & what do I need my credit score for in the next 18-24 months.  Done... time to short sale and start over.

Centreville Townhome Short Sale Sold ! Centreville, VA Real Estate

We just got closed our most difficult short sale to date !  The banks were Bank of America and Citi Bank. We honestly thought this was going to go to foreclosure.  But our team pulled it out.  If we can get this deal done, we are very confident we can get any deal done. Our clients bought the property a couple years back at $311,000 and sold it for $165,000.  They were forgiven over $155,000 !!! and do not have to pay it back.   We started this journey with this couple back in 2008.  The TH they owned was to small and they wanted to expand their family. They waited for almost 9 months, on a short sale to buy their dream single family home. Then once that was complete, they decided to short sale their small townhome. If you have any questions about short sales or you know someone that needs help, call me at 703-725-2929 or email me at natejohnson@kw.com Please also visit our websites http://www.myshortsalecondo.com/ and http://www.myshortsaletownhome.com/
Approval letters are being uploaded soon.





Weekly Short Sale Update




Fairfax Condo Short Sale Sold! Penderbrook Square Bank of America

This short sale just got approved and is closing the end of May.  We are now 18 for 18 with our short sales successfully being approved and closed.  The lender was Bank of America.  This short sale took 3 months from contract to close.  The seller bought the home for $277,000 in 2007 and the condo sold for $175,000. The seller was forgiven over 120k !! If you have any questions about short sales or you know someone that needs help, call me at 703-725-2929 or email me at natejohnson@kw.com  Please also visit our websites  http://www.myshortsalecondo.com/ and http://www.myshortsaletownhome.com/

To see the short sale approval for this condo Click Here  (coming soon)








What Our Clients Say

Client Testimonials:

Judy Short Sold Her Condo 
(She decided to not to waste away her savings on a property $80,000 upside down)




Joe & Rachael - First Time Home Buyers


Brian - First Time Home Buyer
He bought his home a year ago and still recommends the 12:45 Team.




Enuma - Short Sold Her Condo
Nate was the best! He had the condo under contract soon after it was listed. You could not find a better realtor to take you through the short sale process. The short sale process went through very smoothly. His team really had the entire process down so there were no surprises. There is no doubt that I would be working with Nate Johnson in any of my future real estate dealings. He knows the business!


Neil & Mary - Short Sold Their Townhome
Thanks for all your help guiding us the through the home sale. We were both very happy to finally get it all done. Although going through the short sale was not a fun process you helped make it bearable and keep us informed. We are more happy getting out of the house then we bought it.

Lisa - First Time Home Buyer
Most realtors are pushy. He wasn't at all. Yet always available/quick to reply with my questions, even after closing when he didn't have to care anymore.

Chris - Short Sold His Condo

The short sale was fairly simplistic once I understood all of the moving parts. There are some things you need to know up front or things to look for once you get the paperwork. But overall process went well. I would absolutely refer Nate to my friends and family

JD & Allison - First Time Home Buyers
We encountered the typical issues with a short sale: non-responsive bank, extremely long wait times. It was tough dealing with a low inventory market. Nate made everything else easy. Nate worked very hard to find the home that we wanted. We encountered some tough situations, but he kept us informed and walked us through the process. We will call him again when we start to expand our family.

Reston Townhome Short Sale SOLD Reston, VA Real Estate

This short sale just sold April 22.   This now makes us 16 for 16 with Short Sales. The lender was Ever Home Mortgage and First Tennessee Bank.  This short sale took 4 months from contract to close. The seller bought the home for $510,000 in 2007 but now it sold for $317,000.  We were able to stop foreclosure multiple times on this home and get it sold!  If you have any questions about short sales or you know someone that needs help, call me at 703-725-2929 or email me at natejohnson@kw.com  Please also visit our websites  http://www.myshortsalecondo.com/ and http://www.myshortsaletownhome.com/

To see the short sale approval for this condo Click Here